Dr Lawrance david Mathis phd mortgage loan officer

Dr Lawrance david Mathis phd mortgage loan officerDr Lawrance david Mathis phd mortgage loan officerDr Lawrance david Mathis phd mortgage loan officer
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Dr Lawrance david Mathis phd mortgage loan officer

Dr Lawrance david Mathis phd mortgage loan officerDr Lawrance david Mathis phd mortgage loan officerDr Lawrance david Mathis phd mortgage loan officer

Insuring a Bright Future

Insuring a Bright FutureInsuring a Bright FutureInsuring a Bright Future

Home ownership, it's the American dream

Let's get you Your Money

Conventional Loans and Protection

Conventional Loans and Protection

Conventional Loans and Protection

Home Ownership is a big responsibility. We have years of insurance experience helping clients prepare for the unknown. Ask us about Home, Auto, Fire, Flood, Theft, and many more! We can access any insurance product so you can get the right one for you.

Private Money Lenders

Conventional Loans and Protection

Conventional Loans and Protection

are you a house flipper or wholesaler? Do you need cash for flipping homes?  We at AVG have private money to lend up to 

$600.00. call me for details.

Business Loan

Conventional Loans and Protection

Business Loan

If you need $1000 or $2 million DAC can help your business get a loan. Have you been turned down by a hard money lender, Cool because DAC specialises in dressed loanss

Home ownership is the best

Jeff Z.

 

The Johnsons, a tight-knit family of four, faced the daunting challenge of funding their kids' college dreams. Determined, they crafted a plan. Mr. Johnson secured a comprehensive insurance policy, ensuring the family's financial stability. Simultaneously, Mrs. Johnson expertly navigated the intricacies of setting up a trust fund. Together, they built a safety net for their children's education. With each passing year, the trust matured, and the insurance provided peace of mind. As graduation approached, the Johnsons reveled in their foresight—college expenses seamlessly covered. The family's unity and strategic thinking paved the way for a bright future.

 

Dr. Mathis

Lawrance is a dia bled vet serving the community in finance and loan services for a decade. Mank an appointment with Lawrance now and let's get you into that home. 

Call Lawrance Now

Dr. Castaneda

AJ is Vetnam Vet with over 30 years of customer service and I he here to help you wholesalers in getting private money for flipping.  Remember you can not live in the home if you want private money.

Call AJ Now

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.


 

Determining how much of a mortgage you can afford depends on various factors, including your income, monthly expenses, debt, and the current interest rates. A common guideline is the 28/36 rule:

  1. Front-end ratio (28%): This represents the percentage of your gross monthly income that goes towards housing costs. It includes the mortgage payment, property taxes, homeowner's insurance, and any homeowner association fees. Aim to keep this ratio at or below 28%.
  2. Back-end ratio (36%): This includes all your monthly debt obligations, not just housing costs. This encompasses your mortgage, car loans, credit card payments, and other debts. Keep this ratio at or below 36%.

It's important to note that these are general guidelines, and individual financial situations can vary. Lenders may also have different criteria. Consider factors like your down payment, credit score, and the length of the mortgage term. Consulting with a financial advisor or using online calculators can help you get a more accurate estimate based on your specific circumstances.

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No. You do not need a new home appraisal during the renewal or coverage change process.


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Lawrance Mathis Mortgage Loan Officer

Hours

Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed

Copyright © 2023 Lawrance Mathis Agent - All Rights Reserved.

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